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Check if you qualify

Check if you qualify

Cookie Policy

This Cookie Policy was last updated on March 29, 2022 and applies to citizens and legal permanent residents of the United Kingdom.

1. Introduction

Our website, https://moneyadvice.co.uk (hereinafter: "the website") uses cookies and other related technologies (for convenience all technologies are referred to as "cookies"). Cookies are also placed by third parties we have engaged. In the document below we inform you about the use of cookies on our website.

2. What are cookies?

A cookie is a small simple file that is sent along with pages of this website and stored by your browser on the hard drive of your computer or another device. The information stored therein may be returned to our servers or to the servers of the relevant third parties during a subsequent visit.

3. What are scripts?

A script is a piece of programme code that is used to make our website function properly and interactively. This code is executed on our server or on your device.

4. What is a web beacon?

A web beacon (or a pixel tag) is a small, invisible piece of text or image on a website that is used to monitor traffic on a website. In order to do this, various data about you is stored using web beacons.

5. Cookies

5.1 Technical or functional cookies

Some cookies ensure that certain parts of the website work properly and that your user preferences remain known. By placing functional cookies, we make it easier for you to visit our website. This way, you do not need to repeatedly enter the same information when visiting our website and, for example, the items remain in your shopping cart until you have paid. We may place these cookies without your consent.

5.2 Statistics cookies

We use statistics cookies to optimize the website experience for our users. With these statistics cookies we get insights in the usage of our website. We ask your permission to place statistics cookies.

5.3 Marketing/Tracking cookies

Marketing/Tracking cookies are cookies or any other form of local storage, used to create user profiles to display advertising or to track the user on this website or across several websites for similar marketing purposes.

6. Placed cookies

Complianz

Functional

Usage

We use Complianz for cookie consent management. Read more

Sharing data

This data is not shared with third parties. For more information, please read the Complianz Privacy Statement.

Functional

Name
cmplz_choice
Expiration
30 days
Function
Store if a message has been dismissed
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cmplz_policy_id
Expiration
30 days
Function
Store accepted cookie policy ID
Name
cmplz_functional
Expiration
30 days
Function
Store cookie consent preferences
Name
cmplz_statistics-anonymous
Expiration
30 days
Function
Store cookie consent preferences
Name
cmplz_preferences
Expiration
30 days
Function
Store cookie consent preferences
Name
cmplz_statistics
Expiration
30 days
Function
Store cookie consent preferences
Name
cmplz_marketing
Expiration
30 days
Function
Store cookie consent preferences
Name
cmplz_consent_status
Expiration
30 days
Function
Store cookie consent preferences
Name
cmplz_user_data
Expiration
30 days
Function
Determine which cookie banner to show
Name
cmplz_banner-status
Expiration
30 days
Function
Store if the cookie banner has been dismissed
Name
cmplz_consented_services
Expiration
30 days
Function
Store cookie consent preferences

Google Adsense

Marketing/Tracking

Usage

We use Google Adsense for showing advertisements. Read more

Sharing data

For more information, please read the Google Adsense Privacy Statement.

Marketing/Tracking

Name
_gcl_au
Expiration
persistent
Function
Store and track conversions
Name
google_adsense_settings
Expiration
persistent
Function
Provide ad delivery or retargeting

Google Analytics

Statistics

Usage

We use Google Analytics for website statistics. Read more

Sharing data

For more information, please read the Google Analytics Privacy Statement.

Statistics

Name
_ga_*
Expiration
1 year
Function
Store and count pageviews
Name
_ga
Expiration
2 years
Function
Store and count pageviews
Name
_gid
Expiration
1 day
Function
Store and count pageviews

Calendly

Functional

Usage

We use Calendly for content creation. Read more

Sharing data

For more information, please read the Calendly Privacy Statement.

Functional

Name
_calendly_session
Expiration
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Function
Store user preferences

Google Fonts

Marketing/Tracking

Usage

We use Google Fonts for display of webfonts. Read more

Sharing data

For more information, please read the Google Fonts Privacy Statement.

Marketing/Tracking

Name
Google Fonts API
Expiration
expires immediately
Function
Read user IP address

Clicky

Statistics

Usage

We use Clicky for website statistics. Read more

Sharing data

For more information, please read the Clicky Privacy Statement.

Statistics

Name
_jsuid
Expiration
session
Function
Store first visit to the site

Nitropack

Functional

Usage

We use Nitropack for page loading speed improvement. Read more

Sharing data

This data is not shared with third parties.

Functional

Name
nitropack_webhook_sync
Expiration
Function
Provide functions across pages

Wistia

Statistics

Usage

We use Wistia for video display. Read more

Sharing data

For more information, please read the Wistia Privacy Statement.

Statistics

Name
wistia-video-progress-*
Expiration
persistent
Function
Store if the user has seen embedded content
Name
wistia-video-progress-*
Expiration
persistent
Function
Store if the user has seen embedded content
Name
wistia-video-progress-*
Expiration
persistent
Function
Store if the user has seen embedded content
Name
wistia-video-progress-*
Expiration
persistent
Function
Store if the user has seen embedded content

Purpose pending investigation

Name
wistia
Expiration
Function
Name
wistia
Expiration
Function

Intercom Messenger

Functional

Usage

We use Intercom Messenger for chat support. Read more

Sharing data

For more information, please read the Intercom Messenger Privacy Statement.

Functional

Name
intercom-id-*
Expiration
9 months
Function
Name
intercom-session-*
Expiration
1 week
Function
Name
intercom-id-*
Expiration
9 months
Function
Name
intercom-session-*
Expiration
1 week
Function

Miscellaneous

Purpose pending investigation

Usage

Sharing data

Sharing of data is pending investigation

Purpose pending investigation

Name
trackable_url
Expiration
Function
Name
feefoUserId
Expiration
Function
Name
feefo.translations
Expiration
Function
Name
feefo.translationsUpdatedAt
Expiration
Function
Name
cookie-*
Expiration
Function
Name
_gcl_aw
Expiration
Function
Name
vuex
Expiration
Function
Name
qs
Expiration
Function
Name
intercom.intercom-state-*
Expiration
Function
Name
loglevel
Expiration
Function
Name
intercom.intercom-state-*
Expiration
Function

7. Consent

When you visit our website for the first time, we will show you a pop-up with an explanation about cookies. As soon as you click on "Save preferences", you consent to us using the categories of cookies and plug-ins you selected in the pop-up, as described in this Cookie Policy. You can disable the use of cookies via your browser, but please note that our website may no longer work properly.

7.1 Manage your consent settings

You have loaded the Cookie Policy without javascript support. On AMP, you can use the manage consent button on the bottom of the page.
 

8. Your rights with respect to personal data

You have the following rights with respect to your personal data:

  • You have the right to know why your personal data is needed, what will happen to it, and how long it will be retained for.
  • Right of access: You have the right to access your personal data that is known to us.
  • Right to rectification: you have the right to supplement, correct, have deleted or blocked your personal data whenever you wish.
  • If you give us your consent to process your data, you have the right to revoke that consent and to have your personal data deleted.
  • Right to transfer your data: you have the right to request all your personal data from the controller and transfer it in its entirety to another controller.
  • Right to object: you may object to the processing of your data. We comply with this, unless there are justified grounds for processing.
 

To exercise these rights, please contact us. Please refer to the contact details at the bottom of this Cookie Policy. If you have a complaint about how we handle your data, we would like to hear from you, but you also have the right to submit a complaint to the supervisory authority (the Information Commissioner's Office (ICO)).

9. Enabling/disabling and deleting cookies

You can use your internet browser to automatically or manually delete cookies. You can also specify that certain cookies may not be placed. Another option is to change the settings of your internet browser so that you receive a message each time a cookie is placed. For more information about these options, please refer to the instructions in the Help section of your browser.

Please note that our website may not work properly if all cookies are disabled. If you do delete the cookies in your browser, they will be placed again after your consent when you visit our websites again.

10. Contact details

For questions and/or comments about our Cookie Policy and this statement, please contact us by using the following contact details:

Money Advice Ltd
Metropolitan House, Station Road, Cheadle Hulme, Stockport, SK8 7AZ
United Kingdom
Website: https://moneyadvice.co.uk
Email: ku.oc.ecivdayenom@maet-ecivda
Phone number: 0333 678 5500

This Cookie Policy was synchronised with cookiedatabase.org on June 23, 2022

Money Advice logo
  • IVA
  • Debt Management
  • Debt Consolidation
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Have a question?

0333 242 2438

Open Mon-Fri until 8pm

Feefo logo

Michael Howorth is a licensed Insolvency Practitioner, authorised by the Insolvency Practitioners Association. He is bound by the Insolvency Code of Ethics in carrying out all work relating to Insolvency Appointments. His IPA Membership number is: 9135

Registered Address: Money Advice Ltd, Metropolitan House, Station Road, Cheadle Hulme, Cheadle, England, SK8 7AZ

Money Advice specialises in Individual Voluntary Arrangements (IVA’s). We provide information about all debt solutions but we do not provide advice.

If an individual meets the required criteria for an IVA, advice tailored to this will then be provided. If the individual does not meet the criteria for an IVA, details will be provided of third-party organisations who offer advice on other available debt solutions.

Our Privacy Policy explains how your information may be shared with third parties with your consent.

To qualify for debt being written off via an IVA, you must have a minimum of £6,000 of qualifying unsecured debt owed to two or more creditors. Realistically, around 25% – 75% of debt may be written off by an IVA. However, this amount will be dependant entirely on your individual financial circumstances and so will differ from person to person. This amount is also subject to creditors’ approval before an IVA can commence.

If you do decide that an IVA is the best option for you after we’ve assessed your financial situation, we may put you in touch with one of our trusted IVA providers. We will receive a fee from the Third Party for completing the preparatory work – you would not be responsible for paying this fee.

Please note that Money Advice Ltd and www.moneyadvice.co.uk is not connected to or approved by The Money Advice Service which is an service set up by the UK Government and which provides access to free and impartial help and guidance regarding debt solutions.

Please follow this link if you would like more information about the options for paying off your debts. To find out more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money.

Calls are recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at a local rate. Please check with your network provider for details on your call package.

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