IVA Reviews - Money Advice
We don’t like to toot our own horn but…
Each month, we extend our help to thousands of people, guiding individuals and families alike towards effective solutions for their challenging debt situations. Our commitment to providing exceptional, 5-star customer service remains second to none. Don’t just take our word for it though, take a moment to read some of our customer IVA reviews below:
How we helped Timothy
Honest, real no nonsense help
Excellent, honest open advice given by non-judgemental empathetic people. A real light at the end of the tunnel! Thank you so much for your help and support.
£120
Monthly payment
£25,198
Debt amount
72%
Debt write off
Timothy
How we helped Lisa
Fantastic service
Explained everything carefully and professionally. Has put my mind at rest with my money.
£90
Monthly payment
£7,044
Debt amount
24%
Debt write off
Lisa
How we helped Barry
Great service and understanding
Really understanding and caring, great help from lovely staff who made me feel at ease from start to finish and have helped relieve my stressful situation.
£150
Monthly payment
£16,912
Debt amount
47%
Debt write off
Barry
Apply for IVA advice if:
- You owe £6,000+ in unsecured debt
- You owe to two or more companies
- You have a regular monthly income
UK Residents have a right to debt help, and several tried and tested solutions can help not only to write off debt but also reduce pressure from creditors and freeze interest and charges.
An Individual Voluntary Arrangement (IVA) could be one option that holds the key to your debt-free future.
- DEBT FORGIVENESS
Your creditors are legally obliged to write off any outstanding balances upon completing your IVA. - REALISTIC PAYMENTS
The amount you pay towards your IVA is based on what you can afford each month. - PROTECTS YOUR ASSETS
An IVA stops your creditors from taking recovery action against you.
Take a look at our online IVA Calculator tool for an idea of how much debt you could write off with an Individual Voluntary Arrangement.
A typical example of an IVA*
- Personal unsecured debt: £39,500
- Number of lenders: 5
| Loan(s) | £17,000 |
| Overdraft | £3,000 |
| Credit Card(s) | £13,500 |
| Store Card(s) | £4,500 |
| Utility Bill(s) | £1,500 |
| Total Owed | £39,500 |
Your monthly debt repayments:
£689
Previous
£137
New
DEBT REDUCED BY 78%
*A debt write-off amount of around 78% is realistic based on the average figures of IVA clients between June 2023 to June 2024. We assess each customer individually based on their circumstances and payments to the IVA are based on what is realistic and affordable.
Check if you qualify
Money Advice help over 3,000 people in the UK every year
Our team of experts help thousands of families get their finances back on track with an IVA.
Is an IVA right for you?
We can discuss your eligibility for an IVA
Prefer to speak later?
We will offer support to help you find a solution.
To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.